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 Whether you’ve been denied life insurance in past due to your age, health, or any other factor; or you’re concerned you may be denied life insurance should you seek it, you can still be covered under a variety of policies. No Medical life insurance may be the perfect solution for you.

No Medical life insurance allows you to obtain coverage with no medical exam, insurance that can cover you through a specific term or for a lifetime. 

Protecting your family’s future and their home is an important reason for buying life insurance coverage. Getting insured by your mortgage lender, however, may not provide you with the right solutions and the control over your policy that you need.

The different life insurance coverage offers many coverage advantages that your lender does not. Having the freedom to choose the plan you need, and ensuring your loved ones get the full benefit of your plan, gives our term life insurance solutions an edge over mortgage insurance plans offered by your lender. 

 Joint life insurance also known as first to die insurance, charges a lower premium than two individual policies of the same amount. At death the policy pays out the insured amount. At that point the policy terminates. In some cases the surviving member has the option to purchase a policy at attained age for a maximum amount of the original policy. This type of insurance can be difficult to separate at time of divorce. Conversion options may also become limited. In a rare event such as a car accident, where both parties were to pass away only one policy would pay out. 

 Accidents can happen at any time, Accidental Death Insurance provides an easy and affordable way to protect your family. Accidental Death Insurance will provide a benefit to your loved ones should you pass away due to injuries ensued in an accident. Types of accidents that will be covered are detailed in your policy. The benefit can be used to help pay for funeral and final expenses or pay off debts. 

 Funeral and burial costs in Canada can easily add up to thousands of dollars. At this challenging time for your family a Funeral insurance benefit can provide security and alleviate financial burden from your loved ones.

Funeral Insurance can provide funds to cover:

funeral costs
outstanding debts and loans
final bills and estate taxes

Accidental Death Insurance
Accidents can happen at any time, Accidental Death Insurance provides an easy and affordable way to protect your family. Accidental Death Insurance will provide a benefit to your loved ones should you pass away due to injuries ensued in an accident. Types of accidents that will be covered are detailed in your policy. The benefit can be used to help pay for funeral and final expenses or pay off debts. 

 With healthcare insurance, you’re reimbursed for healthcare expenses that aren’t covered under government plans (dental care, vision care, etc.).

It’s the right choice for you if:

You don’t have group insurance coverage
You’re self-employed 

 Travel insurance products meet your specific travel concerns, and the offer is for both single trip and multi trip travel insurance, as well as trip interruption and travel accident coverage.